STS Growth: revolutionising B-BBEE spend and community financing in South Africa

STS Growth (Pty) Ltd (“STSG”) is redefining community financing in South Africa. As a majority Black-owned Level 2 B-BBEE contributor, STSG is dedicated to supporting sectional title bodies corporate and homeowners’ associations through innovative funding solutions that promote financial sustainability, social equity, and environmental responsibility.

Leveraging proprietary credit risk and impact assessment models, STSG bridges the gap between funders and communities, ensuring financial resources reach where they are needed most. By focusing on transparency, sustainability, and measurable outcomes, STSG is setting a new standard for impactful community financing.

At STSG, funding is not just about capital – it’s about uplifting entire communities. Through a data-driven approach and extensive industry expertise, STSG is leading initiatives that address financial challenges in sectional title schemes.

Key areas of focus include:

• Assessing and addressing financial needs – Using advanced credit risk models to provide actionable insights into community financial health.
• Deploying capital for community schemes – Directing funding towards projects that enhance social inclusivity and economic upliftment.
• Ensuring reporting & compliance – Delivering transparent, measurable results to funders, ensuring responsible financial management.

STSG is reshaping the traditional B-BBEE funding model by aligning financial returns with tangible social transformation. Funders partnering with STSG can fulfil their B-BBEE, ESG, and socio-economic development goals with the possibility of securing their capital investment through innovative funding structures.

Key benefits of partnering with STSG include:

• Achieving B-BBEE and ESG objectives – Meeting Enterprise and Supplier Development (ED/SD), Socio-Economic Development (SED), and ESG goals with ease.
• Capital security with high impact – Ensuring potential capital recovery while contributing to long-term community upliftment.
• Proven industry expertise – Partnering with experienced professionals who understand both B-BBEE compliance and community scheme funding.
• Transparent and impactful reporting – Accessing detailed dashboards that track risk assessment, job creation, and community development metrics.

STSG has designed a seamless process for funders to contribute effectively while ensuring compliance and measurable results:

1. Initial engagement – Aligning financial contributions with funders’ objectives and compliance requirements.
2. Contribution options – Offering flexible funding structures, including interest-bearing loans, interest-free loans, or grants.
3. Agreement & documentation – Providing regulatory-ready documents, ownership certificates, and affidavits within days of receiving contributions.
4. Ongoing reporting – Delivering quarterly impact reports detailing fund utilisation, community development outcomes, and job creation.

STSG provides funders with various avenues to align their contributions with their strategic goals:

• Enterprise development (ED) – Supporting STSG as a Black-owned business before integrating it into the supply chain.
• Supplier development (SD) – Funding businesses within a funder’s supply chain to enhance preferential procurement.
• Socio-economic development (SED) – Facilitating income-generating activities for historically disadvantaged communities.
• ESG-focused initiatives – Promoting sustainability through energy-efficient building practices, water conservation technologies, and ethical governance.

Partnering with STSG is not just a financial decision – it is a commitment to sustainable community development. With structured funding models, impact-driven strategies, and transparent reporting, STSG ensures that every contribution drives meaningful change while providing financial security and regulatory compliance.

For funders looking to make a difference while maximising their B-BBEE impact, STSG is the ideal partner to turn financial investment into lasting social transformation.